Solution to Homelessness in the U.S

I feel that the solution to homelessness in the u/s, would be better time and money management. People these days spend their time and money so wasteful. For example, celeberties are a perfect example of wasteful time and money management. They spend their time and money on anything they want. But when an average person watches the way they live their lives they obviously, try to emulate their lives the same way. Therefore i think this is one solution to homelessness in the u/s, better time and money mangement.